Funeral Care Planning

We regularly speak to clients’ and their families who have made provisions to cover the cost of funerals by means of cash savings. This introduces a risk that there will not be enough money in the cash account to cover the cost of the funeral. The cost of funerals has increased by 112% since 2004*. This means that anyone who had a lump sum in their cash account 14 years ago to pay for their funeral, would have to have received 112% in interest payments over that time for the value of the savings to be adequate to cover the increased cost. This would be highly unlikely as cash is currently returning less than RPI inflation never mind the increased inflation associated with funeral costs.

A pre-paid funeral plan is the easy way to plan and pay for your funeral in advance while locking the cost in at today’s prices, removing the risk that your cash savings will not grow in line with the rising cost of funerals. It will also allow you to perhaps tailor things to your preferences and give you and your family the peace of mind of knowing that everything’s covered.

*SunLife Cost of Dying Report 2017.

Funeral Care Planning is not regulated by the Financial Conduct Authority.

The purpose of this website is to provide technical and generic guidance and should not be interpreted as personal recommendation or advice.


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