Paterson Financial Planning Ltd offers a choice between paying a fee, commission or a combination of the two. This will be discussed with you at our initial meeting but the final choice of how you wish to pay will be down to you.

In some complex and time-consuming cases the commission option may be inappropriate. In these cases the fee option only is available. All fees will be agrees in writing prior to commencing work on your behalf.

For larger investments we substantially discount our fees/commissions.

For most UK mortgage applications we charge an arrangement fee of £350 which will not be charged in the unlikely event we are unable to find a suitable mortgage for you.

Full details of our schedule of fees and commissions are detailed on our 'Services and Costs Agreement' which we will pass on and discuss at our initial meeting. Details of this are available on request.